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Colombia Recovery

-5.2%
Real Wage Growth (USD)
+9.0%
Unemployment
+5.0%
Default Rate

Post-crisis recovery phase with improving conditions. Used for modeling crisis followed by normalization.

Rationale:

  • COP stabilizes (4% depreciation) as confidence returns
  • Inflation moderates (4.5%) toward target
  • Nominal wage growth (6.6%) allows real wage recovery
  • Real wage growth (2%) as economy rebounds
  • Employment conditions improve gradually

Wages

Nominal Wage Growth +3.0%
Local Inflation +4.5%
USD Appreciation +4.0%

Employment

Unemployment Rate 9.0%

Defaults

Default Rate 5.0%