Total Investment
$1,000,000
Target IRR
0.0%
Students
208
|
Scenario
|
Median IRR (%)
|
Positive IRR (%)
|
Unemployment (%)
|
Default (%)
|
|---|---|---|---|---|
|
Baseline
|
8.7 | 100.0 |
7.2
|
0.0
|
|
Catastrophic
|
-2.3 | 0.0 |
13.8
|
0.0
|
|
Conservative
|
-1.6 | 0.0 |
11.0
|
0.0
|
|
Optimistic
|
11.8 | 100.0 |
5.7
|
0.0
|
|
Pessimistic
|
-3.2 | 0.0 |
9.1
|
0.0
|
|
Positive
|
8.7 | 100.0 |
6.2
|
0.0
|
|
chancen(Chancen Fixed Yield) + lumni(Commodity Surge)
|
8.7 | 100.0 |
6.3
|
0.0
|
|
chancen(Chancen Fixed Yield) + lumni(Recovery)
|
6.1 | 100.0 |
8.2
|
0.0
|
Metric Definitions
Default Rate (%)
Expected default rate for ISAs in this bucket, representing the percentage of contracts that fail to repay.
Median IRR (%)
Median IRR across all individual ISAs in this bucket for this scenario.
Positive IRR (%)
Percentage of Monte Carlo simulations where the in this bucket IRR was positive for this scenario.
Unemployment Rate (%)
Percentage of time ISAs in this bucket are unemployed during active contract periods.