Total Investment

$1,000,000

Target IRR

0.0%

Students

493

Scenario
Median IRR (%)
Positive IRR (%)
Unemployment (%)
Default (%)
Baseline
4.8 100.0
0.0
0.0
Catastrophic
4.8 100.0
0.0
0.0
Conservative
4.8 100.0
0.0
0.0
Optimistic
4.8 100.0
0.0
0.0
Pessimistic
4.8 100.0
0.0
0.0
Positive
4.8 100.0
0.0
0.0
chancen(Chancen Fixed Yield) + lumni(Commodity Surge)
4.8 100.0
0.0
0.0
chancen(Chancen Fixed Yield) + lumni(Recovery)
4.8 100.0
0.0
0.0

Metric Definitions

Default Rate (%)

Expected default rate for ISAs in this bucket, representing the percentage of contracts that fail to repay.

Median IRR (%)

Median IRR across all individual ISAs in this bucket for this scenario.

Positive IRR (%)

Percentage of Monte Carlo simulations where the in this bucket IRR was positive for this scenario.

Unemployment Rate (%)

Percentage of time ISAs in this bucket are unemployed during active contract periods.